Safe, reliable, consistent dividend income.
Explore dividend ETFs, build income portfolios, and see every payment you have received — priced off real distributions and your real cost base.
Features
Built on what happened, not on an assumption.
Real payout history
Every distribution matched against the units you held on its ex-date. What you were actually paid, not what a yield implies.
Positions from transactions
Holdings are the sum of your buys. Book cost includes commissions, so it is a true adjusted cost base.
Tax characteristics
Eligible dividends, capital gains, foreign income and return of capital, per fund, as published.
Registered vs taxable
Model a TFSA against a margin account, with contribution room tracked and interest deductibility derived, not guessed.
Leverage and loans
Split a HELOC or margin loan across accounts. Only the share invested in a taxable account counts as deductible.
Nothing invented
A figure is sourced or it reads N/A. No placeholder ever stands in for a number we do not have.
How it works
Four steps, no spreadsheet.
- Step 1
Import your trades
Paste a broker export or record buys by hand. Dates, units, price and commission are all it needs.
- Step 2
Positions build themselves
Units and book cost are summed from those trades, so the blotter and the book can never drift apart.
- Step 3
Distributions get matched
Each fund payment is applied to the units you held on its ex-date — buying on the ex-date does not count.
- Step 4
Project forward
Reinvest or take the cash, add a loan, and see income and equity year by year.
FAQ
Questions worth asking first.
Where does the data come from?
Distributions and fund details come from the fund providers themselves. Prices come from a market data feed. Every figure is attributed, and anything unsourced reads N/A rather than being filled in with a guess.
Is this investment advice?
No. It is a record-keeping and planning tool. It reports what was paid and projects what would follow from assumptions you set. Nothing here is a recommendation.
Does it handle DRIP?
Reinvested units are trades like any other — import them and positions, book cost and future payments all follow automatically.
How is tax handled?
Distribution character is shown per fund as published, because it varies by instrument, account type and your total income. Projections are stated pre-tax rather than applying one flat rate that would be wrong in every direction.
Which accounts are supported?
TFSA, RRSP, margin and cash. Registered accounts are treated as sheltered, which is what makes loan interest deductibility fall out correctly.
Start from what you were actually paid.
Import your trades and see the payout history, cost base and income your portfolio has really produced.